Smart Retirement Calculator
Plan your financial freedom. Calculate corpus needs, view asset allocation, and compare top investment schemes (FY 2025-26).
1. Personal Details
2. Finances & Assumptions
Total Corpus Needed
₹0
Monthly SIP Needed
₹0
Monthly Expense @ Retirement
₹0
Compare Retirement Schemes (2025)
| Feature | NPS (National Pension System) | PPF (Public Provident Fund) | Equity Mutual Funds | EPF (Employees' PF) |
|---|---|---|---|---|
| Returns (Approx) | 9% - 11% (Market Linked) | 7.1% (Fixed by Govt) | 12% - 15% (High Risk) | 8.25% (Fixed) |
| Risk | Moderate to High | Very Low (Govt Backed) | High | Very Low |
| Tax Benefit | 80CCD(1B) (Extra 50k) | 80C (Max 1.5L) | ELSS (80C) or LTCG Tax | 80C |
| Lock-in | Until Age 60 | 15 Years | None (3 Yrs for ELSS) | Until Retirement |
| Maturity Tax | 60% Tax Free, 40% Annuity | 100% Tax Free (EEE) | 12.5% on Gains > 1.25L | 100% Tax Free |
Financial Tools
EMI Calculator
Calculate your monthly EMI based on loan amount, rate, and tenure.
SIP Calculator
Estimate your returns from monthly Systematic Investment Plans.
Loan Eligibility
Check how much loan you can get based on your income and expenses.
Compound Interest
Calculate compound interest over time on your investments.
Simple Interest
Compute simple interest on principal, rate, and time easily.
GST Calculator
Calculate GST inclusive or exclusive amounts instantly.
Income Tax Calculator
Estimate your tax liability under the latest income tax slabs.
FD Calculator
Calculate maturity value and interest earned on your fixed deposits.
RD Calculator
Estimate maturity amount for your recurring deposit plan.
Retirement Calculator
Plan your retirement corpus based on monthly savings and inflation.
Inflation Calculator
See how inflation affects the future value of your money.
Currency Converter
Convert between major world currencies instantly.
Repayment Schedule
Generate detailed amortization table for your loans.
Credit Card Payoff
Estimate how long it will take to pay off your credit card debt.
Gratuity Calculator
Calculate gratuity payable as per the Payment of Gratuity Act.
HRA Calculator
Calculate HRA exemption under income tax rules.
Savings Goal Calculator
Find how much you need to save to reach your financial goal.
Net Worth Calculator
Calculate your total net worth by assets and liabilities.
Budget Planner
Plan and manage your monthly income and expenses efficiently.
PPF Calculator
Calculate maturity and interest for Public Provident Fund.
Sukanya Samriddhi
Estimate maturity amount for the girl child savings scheme.
SCSS Calculator
Calculate quarterly returns for Senior Citizens Savings Scheme.
NPS Calculator
Plan your National Pension System corpus and monthly pension.
Child Planner
Plan for your child's future education and marriage expenses.
OPS Calculator
Estimate pension benefits under the Old Pension Scheme.