Net Worth Calculator - Track Your Financial Health
Free online net worth calculator to measure your financial position. Calculate your total assets, liabilities, and track your wealth growth over time.
Liquid Assets
Real Estate & Property
Other Assets
Liabilities & Debts
About Net Worth Calculator
Our Net Worth Calculator is a comprehensive financial assessment tool designed to give you a clear picture of your overall financial health. Net worth is the most accurate measure of your financial position and a key indicator of your progress toward financial freedom.
This advanced calculator helps you track all your assets and liabilities, providing detailed insights into your financial standing. Understanding your net worth is crucial for setting financial goals, making investment decisions, and planning for major life events like retirement.
Key Features:
- Comprehensive asset and liability tracking
- Financial health metrics and ratios
- Personalized wealth-building recommendations
- Progress tracking against age-based benchmarks
- Professional net worth reporting
Frequently Asked Questions
Net worth is the value of all your assets (what you own) minus all your liabilities (what you owe). It's the single most important number for measuring your financial health.
It's recommended to calculate your net worth at least quarterly. This helps you track progress, identify trends, and make timely adjustments to your financial strategy.
A healthy debt-to-asset ratio is typically below 40%. Ratios above 50% may indicate excessive debt burden, while below 20% suggests strong financial position.
Yes, your primary home is a significant asset and should be included at its current market value, minus any outstanding mortgage balance.
A general guideline: Age 30 - 1x annual income, Age 40 - 3x, Age 50 - 6x, Age 60 - 8x. However, this varies based on individual circumstances and goals.
Focus on increasing assets (savings, investments, property value) while reducing liabilities (paying down debt). Consistent saving and smart investing are key.
Yes, retirement accounts (PPF, EPF, NPS, etc.) are important assets and should be included in your net worth calculation at their current value.
A negative net worth means you owe more than you own. Focus on debt reduction, building emergency savings, and increasing income to turn it positive.