Loan Repayment Calculator - Generate EMI Schedule
Advanced loan calculator with prepayment options, interest rate changes, and detailed amortization schedule. Plan your loan repayment strategy effectively.
₹
Range: ₹10,000 - ₹10,00,00,000
%
Range: 1% - 20% p.a.
years
20 years
240 months
📅
Date when loan disburses
Advanced Options
₹
One-time charges
₹
Legal, documentation fees
Prepayment Options
₹
month
When to make prepayment
Interest Rate Changes
Loan Repayment Analysis
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Monthly EMI
₹0
Equated Monthly Installment
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Total Interest
₹0
Interest payable
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Total Payment
₹0
Principal + Interest
⏱️
Payoff Date
-
Loan completion date
Payment Breakdown
Principal Amount:
₹0
Total Interest:
₹0
Fees & Charges:
₹0
Total Cost:
₹0
Amortization Schedule
| Month | Payment Date | EMI | Principal | Interest | Balance | Prepayment |
|---|
Year-wise Summary
| Year | Principal Paid | Interest Paid | Total Paid | Remaining Balance | Interest % |
|---|
Prepayment Impact Analysis
Loan Optimization Tips
About Loan Repayment Calculator
Our Advanced Loan Repayment Calculator is a comprehensive financial tool designed to help you understand and plan your loan repayment strategy. Whether you're taking a home loan, car loan, or personal loan, this calculator provides detailed insights into your repayment journey.
This advanced calculator supports complex scenarios including prepayments, interest rate changes, different loan types, and various fee structures. It generates a complete amortization schedule showing how each payment affects your principal and interest over time.
Key Features:
- Detailed amortization schedule with monthly breakdown
- Support for prepayments (reduce EMI or tenure)
- Multiple interest rate changes during loan term
- Different loan types (Reducing Balance vs Flat Rate)
- Processing fees and other charges inclusion
- Year-wise summary and prepayment impact analysis
- Downloadable repayment schedule
Generating repayment schedule...
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